Sports club insurance covers the specific risks faced by amateur and community sports clubs, including buildings, equipment, and public liability.
Most sports clubs need public liability insurance as a minimum to protect against claims from members, visitors, and third parties. If you employ staff, employers liability insurance is a legal requirement. Buildings and contents cover protects your clubhouse and equipment.
Public liability insurance covers claims from third parties, including members, for injury caused by the club's negligence. Personal accident insurance, which is separate, covers members for injuries sustained during club activities regardless of fault.
Yes. Voluntary organisations and unincorporated clubs can still face claims from members, visitors, and third parties. Public liability insurance is strongly recommended, and employers liability insurance is a legal requirement if you employ paid staff.
Yes. Sports club insurance can include cover for buildings, contents, and specialist sports equipment. Insurers will ask about the value of the equipment, how it is stored, and whether it is used off-site.
Call us on 01733 263311 or request a call-back. Our brokers will discuss your club's activities, membership size, and cover requirements before approaching the market.
Cover is subject to underwriting, insurer terms and acceptance