Pub insurance for public houses, bars, and licensed premises. Cover for buildings, contents, public liability, and loss of licence. Arranged by FCA-regulated brokers.
Pub insurance typically includes buildings and contents cover, public liability insurance, employers liability insurance, business interruption, money cover, and loss of licence insurance. Cover is subject to underwriting, insurer terms and acceptance.
We arrange pub insurance for owner-occupiers, tenants, and leaseholders of public houses, bars, and licensed premises. Whether you own a freehold pub or operate under a tenancy agreement, we can find appropriate cover.
We do not provide instant online quotes. Call us on 01733 263311 or request a call-back and one of our specialist brokers will discuss your premises, turnover, and requirements before approaching the market.
Loss of licence insurance provides financial protection if your premises licence is revoked or suspended by the licensing authority. It can cover loss of income and costs associated with the licence review.
Entertainment activities can be covered under a pub insurance policy, but you should disclose all entertainment activities when arranging cover. Some activities may require specific endorsements or higher liability limits.
Yes. Pub insurance policies can include food liability cover for pubs that serve food. You should disclose your food turnover and any food preparation activities when arranging cover.
Cover is subject to underwriting, insurer terms and acceptance. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).