What is buy to let insurance?

Buy to let insurance is specialist landlord insurance for properties purchased as an investment and let to tenants. It differs from standard home insurance and covers the specific risks associated with rental properties.

What does buy to let insurance cover?

Buy to let insurance typically covers the building structure, loss of rent, property owners liability, and legal expenses. Optional extensions include accidental damage, malicious damage by tenants, and contents cover for furnished properties.

Do I need buy to let insurance if I have a buy to let mortgage?

Most buy to let mortgage lenders require buildings insurance as a condition of the mortgage. Standard home insurance is not acceptable — you need specialist landlord or buy to let insurance that covers the property as a rental investment.

Buy to Let Insurance UK Guide

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