Commercial Landlord Insurance

Commercial landlord insurance for owners of retail, office, and industrial premises let to business tenants. Specialist cover arranged by FCA-regulated brokers.

What Does Commercial Landlord Insurance Cover?

A commercial landlord policy typically covers buildings against fire, flood, storm, and malicious damage; loss of rent following an insured event; property owners liability; and legal expenses. Cover is subject to underwriting, insurer terms and acceptance.

Who Is Commercial Landlord Insurance For?

This cover is designed for owners of commercial property let to business tenants, including retail units, office buildings, industrial units, warehouses, and mixed-use premises. We arrange cover for single properties and larger portfolios.

How to Get a Quote

We do not provide instant online quotes. Call us on 01733 263311 or request a call-back and one of our specialist brokers will discuss your requirements and approach the market on your behalf.

Frequently Asked Questions

Is commercial landlord insurance the same as residential landlord insurance?

No. Commercial landlord insurance covers property let to business tenants, whereas residential landlord insurance covers property let to private tenants. The risks, policy terms, and insurer requirements differ significantly.

Does commercial landlord insurance cover loss of rent?

Loss of rent cover can be included as part of a commercial landlord policy. It provides an income if your property becomes uninhabitable following an insured event. Cover is subject to underwriting and policy terms.

Can I insure a portfolio of commercial properties on one policy?

Yes. We can arrange portfolio policies covering multiple commercial properties under a single policy. This can simplify administration and may offer competitive terms.

Cover is subject to underwriting, insurer terms and acceptance. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).