Property owners insurance protects a landlord's building, rental income and legal liability as owner. For commercial landlords it combines buildings cover, loss of rent and property owners liability on shops, offices, industrial units and mixed-use premises let to business tenants. We recommend cover from our panel of insurers to suit your property and leases.
A commercial landlord policy typically covers buildings against fire, flood, storm, and malicious damage; loss of rent following an insured event; property owners liability; and legal expenses. Cover is subject to underwriting, insurer terms and acceptance. Policy limits and exclusions apply.
This cover is designed for owners of commercial property let to business tenants, including retail units, office buildings, industrial units, warehouses, and mixed-use premises. We arrange cover for single properties and larger portfolios.
We do not provide instant online quotes. Call us on 01733 263311 or request a call-back and one of our specialist brokers will discuss your requirements and approach the market on your behalf.
No. Commercial landlord insurance covers property let to business tenants, whereas residential landlord insurance covers property let to private tenants. The risks, policy terms, and insurer requirements differ significantly.
Loss of rent cover can be included as part of a commercial landlord policy. It provides an income if your property becomes uninhabitable following an insured event. Cover is subject to underwriting and policy terms.
Yes. We can arrange portfolio policies covering multiple commercial properties under a single policy. This can simplify administration and may offer competitive terms.
Cover is subject to underwriting, insurer terms and acceptance. Policy limits and exclusions apply. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).