Commercial Insurance Broker Durham
FCA-regulated advice-led broking for businesses and property owners across Durham and County Durham.
Focus Insurance Services arranges commercial insurance for businesses and property owners across Durham and County Durham, including Darlington, Bishop Auckland, Consett, and the wider county. Durham is a historic cathedral city and a significant university city, creating a substantial private rental market alongside its established retail, hospitality, and professional services economy. County Durham's industrial heritage has given way to a diverse modern economy with significant manufacturing, logistics, and public sector employment. We are an FCA-regulated broker with over 10 years of experience arranging specialist commercial cover across the UK.
Commercial Insurance for Durham Businesses
We arrange a wide range of commercial insurance products for businesses across Durham, County Durham and the surrounding areas.
Landlord Insurance
Buy-to-let and investment property cover for Durham and County Durham landlords.
HMO Insurance
Specialist HMO insurance for houses in multiple occupation in Durham.
Commercial Property Insurance
Cover for commercial premises and mixed-use properties across Durham and County Durham.
Hotel Insurance
Specialist hotel, guest house, and B&B insurance for Durham's hospitality sector.
Retail Insurance
Shop and retail business insurance for Durham city centre and County Durham traders.
Fleet Insurance
Fleet cover for businesses operating 3 or more vehicles across Durham and County Durham.
Tradesman Insurance
Public liability and tools cover for tradespeople working across Durham and County Durham.
Employers Liability Insurance
Employers liability insurance for Durham businesses with staff.
Commercial Combined Insurance
Comprehensive combined cover for Durham businesses requiring multiple protections in one policy.
Why Choose Focus Insurance in Durham?
- Covering businesses and landlords across Durham, Darlington, Bishop Auckland, Consett, and the wider County Durham area.
- Experience with Durham's university, tourism, hospitality, retail, and property sectors.
- FCA-authorised broker (FRN 717691) — regulated advice you can rely on.
- Access to a panel of leading UK insurers — not tied to a single provider.
- Dedicated account handling — speak to the same team every time, not a call centre.
- Claims support during business hours — we act as your advocate with the insurer.
Speak to a Specialist
Mon–Fri, 9am–5pm
Focus Insurance Services is authorised and regulated by the Financial Conduct Authority. FRN 717691.
Frequently Asked Questions
Do you offer commercial insurance to businesses based in Durham?
Yes. Focus Insurance Services arranges commercial insurance for businesses across Durham and County Durham. We cover property owners, landlords, hospitality businesses, retailers, and tradespeople. Contact us on 01733 263311 to discuss your requirements.
Can you arrange landlord insurance for Durham property owners?
Yes. Durham has a substantial private rental market, particularly around the university. We arrange landlord insurance for buy-to-let properties, HMOs, and commercial premises across Durham and County Durham. Cover is subject to underwriting and policy terms.
Can you arrange HMO insurance for Durham student properties?
Yes. Durham's university creates significant demand for HMO insurance. We arrange specialist HMO insurance for houses in multiple occupation across Durham and County Durham. Cover is subject to underwriting and policy terms.
Can you arrange hotel and hospitality insurance for Durham businesses?
Yes. Durham's tourism and hospitality sector is significant. We arrange hotel insurance, restaurant insurance, and specialist hospitality cover for businesses across Durham and County Durham. Cover is subject to underwriting and policy terms.
Get a Quote for Your Durham Business
Speak to one of our commercial insurance specialists. We'll take the time to understand your business and find the right cover.
Cover is subject to underwriting criteria and policy terms. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).