Plumbers insurance including public liability, employers liability, tools cover, and contract works insurance. Arranged for plumbing contractors by FCA-regulated brokers.
A plumbers insurance package typically includes public liability insurance (covering third-party injury and property damage, including accidental water damage), employers liability insurance (required by law if you employ staff), tools and equipment cover, and contract works insurance. Cover is subject to underwriting, insurer terms and acceptance.
Plumbing work carries specific risks including accidental water damage, flooding, and damage to third-party property. Standard public liability policies may exclude or restrict cover for water-related incidents. A specialist plumbers policy is designed to address these risks.
We do not provide instant online quotes. Call us on 01733 263311 or request a call-back and one of our specialist brokers will discuss your trade, turnover, and requirements before approaching the market.
Public liability cover for plumbers can include accidental damage caused by water, but the extent of cover varies between insurers. We will advise on the most appropriate policy for your specific activities.
Gas Safe registration is not required to obtain plumbers insurance, but if you carry out gas work you must be Gas Safe registered. Insurers will ask about the type of work you undertake when assessing your risk.
Yes. We arrange plumbers insurance for sole traders, partnerships, and limited companies. Cover is tailored to your specific activities, turnover, and risk profile.
Cover is subject to underwriting, insurer terms and acceptance. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).