Insurance for Roofers

Roofers Insurance — Cover for Work at Height

Roofing contractors face some of the most significant risk exposures of any trade. Working at height introduces the potential for serious injury to operatives and third parties, while the nature of roofing work — removing and replacing weatherproofing — creates substantial property damage risks if work is interrupted or incorrectly executed. A specialist roofers insurance policy is designed around these exposures, providing cover that standard tradesman policies frequently exclude or limit.

Public liability insurance for roofers must be adequate in both scope and limit. Falling materials, scaffolding incidents, and water ingress following incomplete work are among the most common causes of claims. Many insurers apply exclusions or sub-limits for work at height above a certain level, or for specific roofing materials such as felt, lead, or single-ply membranes. We ensure that your policy is clear about the work you undertake so that there are no coverage gaps when you need to make a claim.

At Focus Insurance, we arrange roofers insurance through specialist insurers with experience in the roofing sector. We can cover a range of roofing activities including pitched roofing, flat roofing, guttering and fascias, and solar panel installation on roofs. Contract works cover is available for projects where materials and work in progress need to be protected against damage or theft. Our brokers will assess your specific activities and contract values before approaching the market.