Insurance for Roofers
Comprehensive insurance solutions for roofing contractors. From slate repairs to complete re-roofs, we arrange cover that protects your business against the heightened risks of working at height.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf from a panel of insurers. Policy terms, conditions, and exclusions apply.
Insurance Solutions for Roofers
We arrange a range of insurance products tailored to the specific needs of your trade.
Public Liability Insurance
Essential cover for claims from third parties for injury or property damage arising from your roofing work.
Learn moreEmployers' Liability
Legally required cover for injuries to your employees from falls, tool accidents, or material handling.
Learn moreContract Works Insurance
Cover for work in progress including materials on-site, protecting against damage before project completion.
Learn moreTools & Equipment Cover
Protection for your ladders, scaffolding, power tools, and specialist roofing equipment.
Learn moreProfessional Indemnity
Protection against claims of design errors or incorrect specifications, particularly for flat roof systems.
Learn moreCommercial Vehicle Insurance
Cover for your van and the tools, ladders, and materials carried to site.
Learn moreUnderstanding Your Risks
Every trade has unique exposures. Here are the key risks we help roofers protect against.
Falls from Height
Roofing is one of the most dangerous trades. Employers' liability is essential for protecting against injury claims from staff.
Property Damage Below
Dropped tools, falling tiles, or debris can damage property or injure people below. Public liability cover is critical.
Water Ingress Claims
Incomplete or faulty work can lead to water damage claims. These can be substantial if internal finishes are affected.
Weather-Related Damage
Work left exposed during bad weather can lead to claims. Contract works cover protects work in progress.
Structural Damage
Incorrect loading, walking on fragile materials, or damage to roof structures can result in significant claims.
Asbestos Exposure
Older roofs may contain asbestos. Disturbance can lead to health claims and costly remediation requirements.
Why Choose Specialist Trade Insurance?
Generic business insurance often leaves gaps in cover for trade-specific risks. Specialist policies are designed with your profession in mind.
- Cover specifically designed for work at height
- Protection for pitched and flat roof work
- Hot works cover for felt and torch-on systems
- Scaffolding and access equipment included
- Cover for domestic and commercial roofing
- Emergency call-out work covered
Information for Your Quote
- 1Business name and trading address
- 2Number of employees and subcontractors
- 3Annual turnover
- 4Types of roofing work (pitched, flat, industrial, domestic)
- 5Maximum working height
- 6Do you undertake hot works (torch-on felt, lead work)?
- 7Maximum contract value
- 8Claims history for the past 5 years
Frequently Asked Questions
Does roofing insurance cost more than other trades?
Am I covered for hot works like torch-on felt?
What if I find asbestos during a job?
Does my insurance cover scaffolding I hire?
Am I covered for emergency storm damage repairs?
Insurance for Other Trades
Ready to Protect Your Business?
Get in touch with our team for a no-obligation quote tailored to your trade.
Monday – Friday, 9:00am – 5:00pm