Commercial Insurance Broker in Birmingham
FCA-regulated specialist broker serving businesses, landlords, and fleet operators across Birmingham and the West Midlands. Advice-led broking, not price-led sales.
Focus Insurance Services is an FCA-regulated commercial insurance brokerage with over 10 years of experience arranging cover for businesses across Birmingham, the West Midlands, and nationally. Birmingham is the UK's second-largest city and one of its most commercially active, with a diverse economy spanning retail, hospitality, logistics, professional services, and manufacturing. The city also has one of the UK's largest private rental markets, with significant demand for landlord, HMO, and block of flats insurance. We specialise in property owners insurance, commercial fleet, and business insurance for shops, trades, and professional services. Our approach is advice-led — we take the time to understand your business before recommending a solution, and we work with a panel of leading UK insurers to find competitive terms for your risk profile.
Commercial Insurance for Birmingham Businesses
We arrange a wide range of commercial insurance products for businesses across Birmingham, West Midlands and the surrounding areas.
Landlord Insurance
Buy-to-let, HMO, and portfolio cover for Birmingham landlords.
HMO Insurance
Specialist cover for houses in multiple occupation across Birmingham.
Block of Flats Insurance
Buildings and communal areas cover for residential blocks in Birmingham.
Property Portfolio Insurance
Single policy cover for multiple investment properties across the West Midlands.
Fleet Insurance
Mini fleet, SME fleet, and large fleet cover for Birmingham businesses.
Van Insurance
Commercial van insurance for sole traders and businesses in Birmingham.
Courier Insurance
Specialist courier and delivery fleet insurance for West Midlands operators.
Shop Insurance
Retail and trade business insurance for Birmingham city centre and surrounding areas.
Restaurant Insurance
Specialist restaurant and hospitality insurance for Birmingham operators.
Why Choose Focus Insurance in Birmingham?
- Serving Birmingham businesses and landlords — we understand the scale and diversity of the local market.
- FCA-authorised broker (FRN 717691) — regulated advice you can rely on.
- Access to a panel of leading UK insurers — not tied to a single provider.
- Dedicated account handling — speak to the same team every time, not a call centre.
- Claims support during business hours — we act as your advocate with the insurer.
- Serving clients across Birmingham, Solihull, Wolverhampton, Coventry, and the wider West Midlands.
Speak to a Specialist
Mon–Fri, 9am–5pm
Focus Insurance Services is authorised and regulated by the Financial Conduct Authority. FRN 717691.
Frequently Asked Questions
Do you offer commercial insurance to businesses based in Birmingham?
Yes. Focus Insurance Services arranges commercial insurance for businesses across Birmingham and the West Midlands. We cover property owners, landlords, retailers, hospitality businesses, tradespeople, fleet operators, and more. Contact us on 01733 263311 to discuss your requirements.
Can you arrange landlord insurance for properties in Birmingham?
Yes. Birmingham has one of the UK's largest and most active private rental markets. We specialise in landlord insurance for buy-to-let properties, HMOs, blocks of flats, and property portfolios in Birmingham and the surrounding area, working with specialist property insurers experienced in urban rental portfolios.
Do you provide fleet insurance for Birmingham businesses?
Yes. We arrange fleet insurance for businesses operating 3 or more vehicles, including van fleets, courier fleets, mixed commercial fleets, and taxi operations. Birmingham's position as a major logistics hub means we have significant experience arranging cover for operators in this sector.
Can you arrange insurance for Birmingham restaurants and hospitality businesses?
Yes. Birmingham has a thriving hospitality and restaurant sector. We arrange specialist insurance for restaurants, takeaways, cafes, pubs, and other licensed premises across the city. Cover typically includes buildings, contents, public liability, employers liability, and business interruption, subject to underwriting and policy terms.
How do I get a quote from Focus Insurance for my Birmingham business?
You can call us on 01733 263311 (Mon–Fri, 9am–5pm) or use our call-back request form. We do not provide instant online quotes — all cover is arranged through a consultation with one of our brokers to ensure it meets your specific needs.
Get a Quote for Your Birmingham Business
Speak to one of our commercial insurance specialists. We'll take the time to understand your business and find the right cover.
Cover is subject to underwriting criteria and policy terms. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).