Wholesale Insurance
Comprehensive cover for your wholesale business, inventory, and distribution operations
Types of Cover
Comprehensive insurance options for every aspect of your wholesale business
Building Insurance
Protection for warehouse or premises structure and permanent fixtures
Stock Insurance
Cover for bulk inventory, goods, and wholesale stock
Goods in Transit
Protection for goods while being transported to retailers and customers
Liability Insurance
Protection against third-party claims for injury or property damage
Business Interruption
Financial protection if wholesale operations are disrupted
Employers Liability
Mandatory cover for claims from employees for work-related injury
Key Risks for Wholesale Operations
Protect your wholesale business against these common threats
Why Choose Our Wholesale Insurance?
Benefits of choosing Focus Insurance for your wholesale protection
Comprehensive Stock Protection
Full coverage for bulk inventory and wholesale stock value
Transit Coverage
Protect goods while being transported to retailers and distribution points
Business Continuity
Business interruption cover ensures you can continue operations after disruption
Flexible Limits
Customisable coverage based on warehouse size and inventory value
What We'll Need for Your Quote
To provide an accurate quote, please have the following information ready
Frequently Asked Questions
What does wholesale insurance cover?
Wholesale insurance covers the building structure, bulk inventory and stock, liability for third-party claims, business interruption, and goods in transit. Coverage can be customised based on the types of goods you wholesale.
How is stock value calculated for wholesale?
Stock value is typically based on the replacement cost of goods at any given time. We assess your average and peak inventory levels to determine the appropriate sum insured for your wholesale operation.
Is goods in transit cover essential for wholesale?
Yes, goods in transit cover is essential for wholesale businesses as you regularly transport goods to retailers and customers. This protects your stock while in transit and ensures business continuity.
What security measures are required?
Security requirements depend on the value of goods stored and transported. We may require alarms, CCTV, secure locks, or other measures. We'll advise on specific requirements for your wholesale operation.
Protect Your Wholesale Business
Get a tailored quote for wholesale insurance tailored to your specific needs