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Focus Insurance Services
Office Insurance

Office Insurance

Comprehensive cover for your office building, contents, and business operations

Types of Cover

Comprehensive insurance options for every aspect of your office

Building Insurance

Protection for the structure, fixtures, and permanent fittings of your office building

Contents Insurance

Cover for office equipment, furniture, computers, and other business contents

Business Interruption

Financial protection if your office operations are disrupted by an insured event

Liability Insurance

Protection against third-party claims for injury or property damage at your office

Employers Liability

Mandatory cover for claims from employees for work-related injury or illness

Professional Indemnity

Protection if your professional advice causes financial loss to a client

Key Risks for Office Premises

Protect your office against these common business threats

Fire and explosion damage to building and contents
Theft and burglary of equipment and valuables
Water damage from leaks, flooding, or burst pipes
Accidental damage to fixtures, fittings, or equipment
Loss of business income during forced closure
Third-party injury claims on your premises
Employee workplace accidents and claims
Professional negligence or errors in service

Why Choose Our Office Insurance?

Benefits of choosing Focus Insurance for your office protection

Comprehensive Protection

All-in-one cover combining building, contents, and liability in one policy

Business Continuity

Business interruption cover ensures you can continue operating after disruption

Employee Protection

Employers liability cover protects both you and your staff

Flexible Limits

Customisable coverage limits to match your specific office size and operations

What We'll Need for Your Quote

To provide an accurate quote, please have the following information ready

Office location and postcode
Building age and construction type
Square footage of office space
Number of employees
Type of business conducted
Value of contents and equipment
Annual turnover
Claims history

Frequently Asked Questions

What does office insurance cover?

Office insurance typically covers the building structure, contents (furniture, equipment, computers), liability for third-party claims, and business interruption. Coverage can be customised based on your specific needs.

Is office insurance mandatory?

If you rent your office, your landlord will likely require you to have contents insurance. Employers liability is mandatory if you have employees. Building insurance is essential if you own the property.

How much does office insurance cost?

Premiums depend on factors like location, building age, number of employees, and claims history. We can provide a tailored quote based on your specific circumstances.

Can I get a quote online?

We recommend speaking with our specialists to ensure you get the right cover. Contact us for a personalised quote tailored to your office needs.

Protect Your Office Today

Get a tailored quote for office insurance tailored to your specific needs

Focus Insurance Services

Focus Insurance Services is a UK commercial insurance broker specialising in Property Owners, Shops & Trades, Fleet, and Personal Lines insurance. Advice-led, not price-led.

01733 263311[email protected]
29 Ivatt Way, Peterborough,
Cambridgeshire, PE3 7PH
Mon–Fri 9:00–17:00

Data Protection

Your data is encrypted in transit using HTTPS with HSTS protection. We comply with GDPR and UK data protection regulations.

Security Standards

We implement industry-leading security headers including CSP, X-Frame-Options, and HSTS preload to protect against common web vulnerabilities.

FCA Regulated

Authorised and regulated by the Financial Conduct Authority (FRN 717691). We maintain strict compliance with financial services regulations.

Regulatory Information: Focus Insurance Services is a trading name of Captios Limited. Captios Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Firm Reference Number is 717691. You can check this on the FCA Register.

Captios Limited is registered in England and Wales under company number 09620500. Registered Office: 29 Ivatt Way, Peterborough, Cambridgeshire, PE3 7PH.

We are an insurance broker, not an insurer. We do not provide personal recommendations. All cover is subject to underwriting, terms, and conditions.

© 2026 Focus Insurance Services. All rights reserved.

FCA RegulatedEstablished 2015

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