Mini Fleet Insurance

Mini fleet insurance for businesses with 3 to 10 vehicles. A single policy covering your entire small fleet, with flexible driver options. Arranged by FCA-regulated brokers.

What Is Mini Fleet Insurance?

Mini fleet insurance is a single policy covering 3 to 10 vehicles under one renewal date. It simplifies administration, can reduce premiums compared to insuring vehicles individually, and allows flexible driver management across the fleet.

What Types of Vehicle Can Be Covered?

Mini fleet policies can cover cars, vans, light commercial vehicles, and mixed fleets. All vehicles on the policy must be used for business purposes. Cover is subject to underwriting, insurer terms and acceptance.

How to Get a Mini Fleet Insurance Quote

We do not provide instant online quotes. Call us on 01733 263311 or request a call-back and one of our specialist fleet brokers will discuss your vehicles, drivers, and usage before approaching the market.

Frequently Asked Questions

How many vehicles do I need for a mini fleet policy?

Most mini fleet policies require a minimum of 3 vehicles. We can arrange cover for fleets of 3 to 10 vehicles. For larger fleets, we can arrange SME fleet or large fleet policies.

Can I add vehicles to a mini fleet policy mid-term?

Yes. Vehicles can typically be added to a fleet policy mid-term. The premium will be adjusted on a pro-rata basis. Notify us as soon as you add a new vehicle to ensure it is covered.

Does mini fleet insurance cover any driver?

Mini fleet policies can be arranged on a named driver or any driver basis, depending on the insurer and the risk profile. Any driver policies offer more flexibility but may carry a higher premium.

Cover is subject to underwriting, insurer terms and acceptance. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).