How many vehicles do I need for fleet insurance?

Most fleet insurance policies require a minimum of 3 vehicles. Policies for 3 to 10 vehicles are typically called mini fleet insurance. Larger fleets of 10 or more vehicles may qualify for more competitive terms.

What types of vehicles can be covered on a fleet policy?

Fleet policies can cover cars, vans, HGVs, minibuses, and mixed fleets. Some specialist policies cover specific vehicle types such as courier vehicles, taxis, or haulage vehicles. The exact vehicles covered depend on the policy.

Can I add any driver to a fleet policy?

Some fleet policies offer any driver cover, which allows any employee to drive any vehicle on the fleet. Others restrict cover to named drivers. Any driver policies typically carry a higher premium. We can advise on the options available.

Is goods in transit cover included in fleet insurance?

Goods in transit cover is not automatically included in a fleet policy. It can often be added as an extension or arranged as a separate policy. We can advise on the most suitable arrangement for your business.

Fleet Insurance

Fleet insurance for businesses with 3 or more vehicles. We arrange specialist fleet cover for van fleets, car fleets, HGVs, and mixed fleets through a panel of UK insurers.

Fleet Insurance for Businesses of All Sizes

We arrange fleet insurance for mini fleets (3–5 vehicles), SME fleets (6–20 vehicles), and large commercial fleets (20+ vehicles). Cover is subject to underwriting, insurer terms and acceptance.

Types of Fleet We Cover

We arrange cover for van fleets, car fleets, mixed fleets, HGV and commercial vehicle fleets, and specialist vehicles. Each fleet is assessed individually by our brokers.

How to Get a Fleet Insurance Quote

Call us on 01733 263311 or request a call-back. We will need details of your vehicles, drivers, and usage before approaching the market. We do not provide instant online quotes.

Frequently Asked Questions

How many vehicles do I need to qualify for fleet insurance?

Most fleet policies require a minimum of 3 vehicles. We can arrange cover for fleets of 3 or more vehicles of any type.

Can I add drivers to a fleet policy?

Yes. Fleet policies can be arranged on a named driver or any driver basis depending on the insurer and the risk profile. Cover is subject to underwriting, insurer terms and acceptance.

Do you cover mixed fleets with different vehicle types?

Yes. We can arrange mixed fleet policies covering cars, vans, and commercial vehicles under a single policy.

Cover is subject to underwriting, insurer terms and acceptance.