Commercial Insurance, Expertly
Arranged
Specialist UK broker for Property Owners, Shops & Trades, Fleet, and Personal Lines. We provide advice-led broking with market access and professional service.
Established
2015
Google Reviews
5.0★
All cover is subject to underwriting and policy terms. We are a broker, not an insurer.
Established 2015
10+ Years Trading
5.0 Rating
Google Reviews
UK-Based Team
Personal Service
Trusted by Businesses Across the UK
With over a decade of experience, we've built lasting relationships with insurers and clients alike.
Years Established
Insurer Partners
Product Pillars
Established
Specialist Insurance for Your Business
We focus on three core areas where we have deep expertise and strong insurer relationships. This allows us to find the right cover for your specific needs.
Property Owners
Comprehensive cover for landlords, from single buy-to-lets to large portfolios, including blocks of flats, HMOs, and commercial property.
- Landlord Buildings Insurance
- Block of Flats Insurance
- Property Portfolio Insurance
Shops & Trades
Tailored business insurance for retailers, contractors, and tradespeople. Protecting your livelihood with the right cover.
- Public Liability Insurance
- Shop Insurance
- Tradesman Insurance
Fleet Insurance
Specialist fleet cover for businesses with 3 or more vehicles. From small van fleets to large commercial operations.
- Mini Fleet (3-5 vehicles)
- SME Fleet (6-20 vehicles)
- Large Fleet (20+ vehicles)
Personal Lines
Comprehensive personal insurance for your home, possessions, caravan, and worldwide travel protection.
- Household Insurance
- Buildings & Contents
- Travel Insurance
Why Work With a Specialist Broker?
Unlike comparison sites and direct insurers, we take the time to understand your business. Our expertise means we can find cover that actually fits your needs, not just the lowest-cost option.
Personal Service
Speak directly with experienced brokers who understand your industry. No call centres, no scripts.
Market Access
We work with a panel of leading UK insurers to find terms suited to your needs for your specific risk profile.
Claims Support
We support you through the claims process during business hours, acting as your advocate with the insurer.
How We Work
Our structured approach ensures you get the right cover, properly explained, with ongoing support when you need it.
Initial Discussion
We take time to understand your business, your risks, and what you need from your insurance.
Market Search
We approach our panel of insurers to find options that match your specific requirements.
Clear Recommendation
We present your options clearly, explaining the cover, exclusions, and our reasoning.
Ongoing Support
We're here throughout the policy term for queries, changes, and claims support.
Real Results for Real Businesses
See how we've helped businesses like yours find the right cover and navigate complex claims.
Multi-Property Landlord
Challenge
A landlord with 12 mixed-use properties was paying separate premiums to multiple insurers, with gaps in cover and inconsistent policy terms.
Our Approach
We consolidated all properties onto a single portfolio policy with one renewal date, consistent terms, and comprehensive cover including terrorism.
23% premium saving with improved cover and simplified administration.
Electrical Contractor
Challenge
An electrical contractor faced a £45,000 claim after a fire was blamed on their installation work at a commercial property.
Our Approach
We worked with our insurer and appointed specialist loss adjusters who proved the fire originated from a pre-existing fault, not the contractor's work.
Claim successfully defended. No excess payable in this instance, no impact on future premiums.
Haulage Operator
Challenge
A growing haulage company with 8 HGVs was struggling to find suitable cover due to a poor claims history and young driver profile.
Our Approach
We approached specialist fleet markets, implemented driver training, and negotiated terms based on improved risk management.
Secured cover at 18% below previous renewal, with telematics discount pathway.
"Focus Insurance took the time to understand our portfolio and found us comprehensive cover at a terms suited to your needs. Their service has been excellent throughout."
Property Portfolio Client
Google Reviews
"When we had a major claim, Focus were there every step of the way. They handled the insurer, kept us informed, and got us back trading within weeks."
Retail Shop Owner
Client Feedback
Case studies are anonymised examples based on real client scenarios. Testimonials are individual experiences and results may vary. Past performance is not a guarantee of future outcomes. All cover is subject to policy terms, conditions, and exclusions.
Market Access
Some of Our Insurer Partners
We work with a panel of leading UK insurers to find the right cover for your needs.
Ready to Discuss Your Insurance?
Whether you're looking for a new policy or reviewing your existing cover, we're here to help. Request a call-back and we'll get in touch at a time that suits you.
Monday – Friday, 9:00am – 5:00pm