What is public liability insurance?

Public liability insurance covers your legal liability if a member of the public is injured or their property is damaged as a result of your business activities. It covers legal defence costs and any compensation awarded.

Is public liability insurance a legal requirement?

Public liability insurance is not a legal requirement in the UK for most businesses, but it is often required by clients, landlords, or trade bodies as a condition of contract. Some industries have specific regulatory requirements.

How much public liability insurance do I need?

The amount of public liability cover you need depends on the nature of your business, the size of contracts you undertake, and any contractual requirements. Common levels are £1m, £2m, £5m, and £10m. We can advise on the appropriate level for your business.

Public Liability Insurance UK

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