What's included in groundworkers public liability cover?

Cover typically includes third-party bodily injury, property damage, and legal defence costs. Most policies include cover for temporary works, site clearance, and environmental liability arising from groundwork operations.

Do I need employers liability if I'm self-employed?

If you work alone, employers liability is not legally required. However, if you employ even one person, it's mandatory and must be in place by law.

Is utility strike cover included?

Standard public liability policies may not cover utility strikes. Utility strike cover can typically be added to address gas, water and electricity incidents — worth discussing with us so the wording matches the work you do.

What happens if my equipment breaks down on site?

Equipment breakdown cover can be added to your policy. This covers repair or replacement costs for machinery failures during operations, minimising project delays.

Can I get cover for contaminated land work?

Yes. We can arrange specialist environmental liability cover for groundworkers dealing with contaminated land, including pollution clean-up costs and third-party contamination claims.

Groundworkers Insurance

Groundworkers insurance including public liability, employers liability, and plant cover. Specialist cover for groundwork and civil engineering contractors.

Cover is subject to underwriting, insurer terms and acceptance. Policy limits and exclusions apply.