Commercial Property Insurance
Specialist protection for office buildings, retail units, industrial premises, and mixed-use commercial developments.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf and provide advice tailored to your needs. Policy terms, conditions, and exclusions apply. Please read all documentation carefully.
What's Covered
Our commercial property insurance provides comprehensive protection for building owners, whether you occupy the premises yourself or let them to tenants.
Buildings Insurance
Full reinstatement cover for the structure, fixtures, fittings, and landlord's contents.
Loss of Rent
Cover for rental income if the property becomes uninhabitable due to an insured event.
Property Owners Liability
Protection against claims from tenants, visitors, or members of the public injured on your premises.
Terrorism Cover
Essential protection for commercial properties, particularly in city centre or high-profile locations.
Glass & Signage
Cover for plate glass windows, shop fronts, and external signage.
Engineering Insurance
Inspection and insurance for lifts, air conditioning, and other building services plant.
Why Choose Focus Insurance?
As an independent broker, we work for you – not the insurers. Our expertise ensures you get the right cover at the right price.
Flexible Cover
Tailored policies for offices, retail, industrial, and mixed-use properties.
Multi-Tenant Support
Cover designed for properties with multiple tenants and varying lease arrangements.
Business Interruption
Optional cover for loss of rent during reinstatement following a claim.
Legal Expenses
Cover for property disputes, lease enforcement, and tenant eviction costs.
Is This Cover Right for You?
This insurance is designed for property owners and investors who need comprehensive protection. It may be suitable if you:
- Commercial property investors
- Office building owners
- Retail unit landlords
- Industrial estate owners
- Mixed-use development owners
- Property development companies
What We'll Need for Your Quote
- 1Full address and postcode of the property
- 2Type of commercial use (office, retail, industrial, etc.)
- 3Year of construction and construction type
- 4Current rebuild value
- 5Annual rental income
- 6Details of tenants and lease arrangements
- 7Claims history for the past 5 years
- 8Details of security measures in place
Frequently Asked Questions
Do I need separate insurance if I occupy part of the building?
What if my property is currently vacant?
Is terrorism cover included?
Can you cover properties under development?
Ready to Discuss Your Insurance Needs?
Our experienced team is here to help. Get in touch for a no-obligation conversation about your requirements.
Monday – Friday, 9:00am – 5:00pm