Insurance by Trade
Select your trade below to learn about the specific cover we arrange for your profession.
Essential Cover for Tradespeople
We tailor each policy to your specific trade and requirements, ensuring you have the right level of cover without paying for unnecessary extras.
Public Liability
Essential cover for claims from third parties for injury or property damage arising from your work. Typically £1m-£5m.
Employers' Liability
Legally required if you employ anyone. Covers claims from employees injured at work. Minimum £5m, typically £10m.
Professional Indemnity
Protection against claims of negligent advice, design errors, or failure to meet professional standards.
Tools & Equipment
Cover for your tools, equipment, and plant against theft and damage, whether on-site, in transit, or at home.
Contract Works
Protection for work in progress and materials on-site until project completion and handover.
Legal Expenses
Cover for legal costs in disputes with clients, suppliers, or employees, including contract disputes.
Specialist Trade Insurance Brokers
We understand the unique risks facing tradespeople. From tool theft to professional liability, we arrange comprehensive cover that lets you focus on your work.
- Specialist understanding of trade-specific risks and requirements
- Cover for sole traders through to large contractors
- Policies that meet professional body requirements (NICEIC, Gas Safe, etc.)
- Tools and equipment cover included as standard
- premiums suited to your risk profile through specialist trade insurers
- Claims support from people who understand your trade
10+ Years
Specialist Experience
Important Information
Please read the following before requesting a quote.
Focus Insurance Services Ltd is an insurance intermediary, not an insurer. We arrange insurance on your behalf with a panel of insurers. The specific terms, conditions, and exclusions of your policy will be detailed in your policy documentation.
When providing information for a quote, you must take reasonable care to answer all questions honestly and to the best of your knowledge. Failure to do so may affect your cover or the payment of claims.
For full details of our services, please see our Terms of Business and Regulatory Information.