Property Portfolio Insurance
Streamlined insurance solutions for landlords and investors with multiple properties, combining cover under one policy for simplified management.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf and provide advice tailored to your needs. Policy terms, conditions, and exclusions apply. Please read all documentation carefully.
What's Covered
Our property portfolio insurance consolidates cover for multiple properties under a single policy, reducing administration and often providing better value than individual policies.
Multi-Property Buildings Cover
Full reinstatement cover for all properties in your portfolio under one policy.
Contents & Fixtures
Cover for landlord's contents, fixtures, and fittings across all properties.
Loss of Rent
Protection for rental income across your portfolio if properties become uninhabitable.
Property Owners Liability
Single liability limit covering all properties, simplifying your insurance arrangements.
Legal Expenses
Cover for tenant disputes, eviction costs, and rent recovery across all properties.
Accidental Damage
Optional cover for accidental damage by tenants to buildings and contents.
Why Choose Focus Insurance?
As an independent broker, we work for you – not the insurers. Our expertise ensures you get the right cover at the right price.
Single Policy
One policy, one renewal date, one premium for your entire portfolio.
Flexible Structure
Add or remove properties throughout the year with pro-rata adjustments.
Portfolio Discounts
Benefit from volume discounts as your portfolio grows.
Simplified Admin
One schedule, one claims contact, one annual review for all properties.
Is This Cover Right for You?
This insurance is designed for property owners and investors who need comprehensive protection. It may be suitable if you:
- Professional landlords with 5+ properties
- Property investment companies
- Family property portfolios
- Buy-to-let investors scaling their holdings
- Property syndicates and partnerships
- Pension fund property investments
What We'll Need for Your Quote
- 1Full schedule of all properties (addresses and postcodes)
- 2Property types and construction details
- 3Individual rebuild values or total portfolio value
- 4Rental income per property or total portfolio income
- 5Tenant types (AST, DSS, students, professionals, etc.)
- 6Claims history for the past 5 years
- 7Details of any unoccupied properties
- 8Property management arrangements
Frequently Asked Questions
What's the minimum number of properties for a portfolio policy?
Can I include different property types in one portfolio?
How do I add new properties during the policy year?
What happens if I sell a property?
Ready to Discuss Your Insurance Needs?
Our experienced team is here to help. Get in touch for a no-obligation conversation about your requirements.
Monday – Friday, 9:00am – 5:00pm