What is unoccupied property insurance?

Unoccupied property insurance provides cover for buildings that are vacant or unoccupied for an extended period. Standard property insurance policies typically restrict or exclude cover after 30 to 60 days of vacancy.

How long can a property be empty before insurance is affected?

Most standard property insurance policies restrict cover after 30 to 60 consecutive days of vacancy. If your property will be empty for longer, you need specialist unoccupied property insurance.

Unoccupied Property Insurance

Unoccupied property insurance for vacant residential and commercial properties. Cover for buildings, vandalism, and liability during periods of non-occupation. FCA-regulated broker.

Cover is subject to underwriting, insurer terms and acceptance