Specialist Insurance Solutions

Specialist & Niche Insurance

Tailored protection for unique business requirements and specialist sectors

Our Specialist Products

Comprehensive insurance solutions for specialist sectors and niche markets

Unoccupied Property Insurance

Protection for vacant buildings, empty properties, and temporarily unoccupied premises

Vacant building cover
Vandalism protection
Accidental damage
Emergency repairs

Restaurant Insurance

Specialist cover for restaurants, fine dining, and food service establishments

Kitchen equipment
Food spoilage
Liquor liability
Employee cover

Pub Insurance

Comprehensive protection for pubs, bars, and licensed establishments

Liquor liability
Assault cover
Equipment breakdown
Business interruption

Hotel Insurance

All-in-one cover for hotels, guest houses, and hospitality venues

Guest liability
Room contents
Business interruption
Employee cover

Gym Insurance

Specialist protection for fitness facilities, gyms, and health clubs

Equipment cover
Member liability
Personal injury
Accident cover

Nursery Insurance

Comprehensive cover for nurseries, childcare facilities, and early years settings

Child safety
Staff liability
Equipment cover
Professional indemnity

Care Home Insurance

Specialist cover for care homes, residential facilities, and nursing homes

Resident care
Staff liability
Abuse cover
Equipment protection

Not-for-Profit & Charity Insurance

Multi-cover protection for charities, NGOs, and third-sector organisations

Multi-cover bundle
Volunteer cover
Fundraising protection
Abuse liability

Coverage Options

Choose the covers that best suit your specialist business needs

Building & Contents

Protection for property, fixtures, and equipment

Liability Cover

Third-party injury and property damage protection

Business Interruption

Income protection during unexpected closures

Employee Protection

Staff liability and employment practices cover

Specialist Covers

Industry-specific protections and add-ons

Professional Indemnity

Protection against professional negligence claims

Why Choose Focus Insurance?

Specialist expertise and tailored solutions for your unique business

Specialist Expertise

Deep knowledge of specialist sectors and unique risk profiles

Tailored Solutions

Custom-built cover designed for your specific business needs

Comprehensive Cover

All-in-one protection with no gaps in your insurance

Risk Management

Proactive support and guidance to minimise your exposure

Ready to Protect Your Business?

Get a tailored quote for your specialist insurance needs today