Commercial Insurance Broker Serving Cardiff
FCA-regulated specialist broker for property owners, fleet operators, and businesses across Cardiff and South Wales. Advice-led broking from an established UK broker.
Focus Insurance Services arranges commercial insurance for businesses and property owners across Cardiff and the surrounding area, including the city centre, Cardiff Bay, Roath, Canton, and neighbouring areas such as Newport, Barry, and Bridgend. Cardiff is the capital of Wales and its largest city, with a growing economy spanning professional services, retail, hospitality, logistics, and a significant public sector. The city also has an active private rental market, with demand for landlord, HMO, and block of flats insurance. We are an FCA-regulated broker with over 10 years of experience arranging specialist commercial cover across the UK.
Commercial Insurance for Cardiff Businesses
We arrange a wide range of commercial insurance products for businesses across Cardiff, Cardiff and the surrounding areas.
Landlord Insurance
Buy-to-let and investment property cover for Cardiff landlords.
HMO Insurance
Houses in multiple occupation insurance for Cardiff's student and rental market.
Block of Flats Insurance
Cover for apartment buildings and residential blocks across Cardiff.
Commercial Property Insurance
Cover for commercial premises, retail units, and mixed-use properties in Cardiff.
Fleet Insurance
Fleet cover for businesses operating 3 or more vehicles across Cardiff and South Wales.
Van Insurance
Commercial van insurance for sole traders and small businesses in Cardiff.
Courier Insurance
Specialist courier and delivery fleet insurance for Cardiff logistics operators.
Restaurant Insurance
Specialist cover for Cardiff restaurants, cafes, and food businesses.
Pub Insurance
Licensed premises insurance for Cardiff pubs, bars, and hospitality venues.
Why Choose Focus Insurance in Cardiff?
- Covering businesses and landlords across Cardiff, Newport, Barry, Bridgend, and the wider South Wales area.
- Experience with Cardiff's retail, hospitality, logistics, and professional services sectors.
- FCA-authorised broker (FRN 717691) — regulated advice you can rely on.
- Access to a panel of leading UK insurers — not tied to a single provider.
- Dedicated account handling — speak to the same team every time, not a call centre.
- Claims support during business hours — we act as your advocate with the insurer.
Speak to a Specialist
Mon–Fri, 9am–5pm
Focus Insurance Services is authorised and regulated by the Financial Conduct Authority. FRN 717691.
Frequently Asked Questions
Do you offer commercial insurance to businesses based in Cardiff?
Yes. Focus Insurance Services arranges commercial insurance for businesses across Cardiff and South Wales. We cover property owners, landlords, retailers, hospitality businesses, tradespeople, fleet operators, and more. Contact us on 01733 263311 to discuss your requirements.
Can you arrange landlord insurance for properties in Cardiff?
Yes. Cardiff has an active private rental market, particularly around the university areas and Cardiff Bay. We specialise in landlord insurance for buy-to-let properties, HMOs, and property portfolios in Cardiff and the surrounding area, working with specialist property insurers experienced in Welsh rental markets.
Do you provide fleet insurance for Cardiff businesses?
Yes. We arrange fleet insurance for businesses operating 3 or more vehicles, including van fleets, courier fleets, and mixed commercial fleets. Cardiff's growing logistics and distribution sector means we have significant experience arranging cover for operators across South Wales.
Can you arrange insurance for Cardiff restaurants and hospitality businesses?
Yes. Cardiff has a vibrant hospitality scene, particularly in the city centre and Cardiff Bay. We arrange specialist insurance for restaurants, takeaways, cafes, pubs, and other licensed premises. Cover typically includes buildings, contents, public liability, employers' liability, and business interruption, subject to underwriting and policy terms.
Get a Quote for Your Cardiff Business
Speak to one of our commercial insurance specialists. We'll take the time to understand your business and find the right cover.
Cover is subject to underwriting criteria and policy terms. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FRN 717691).