Travel Insurance
Comprehensive protection for holidays, business trips, and worldwide travel. Cover for medical emergencies, trip cancellation, baggage, and personal liability with 24/7 emergency assistance.
Important: Focus Insurance Services is an insurance broker, not an insurer. We arrange cover on your behalf and provide advice tailored to your needs. Policy terms, conditions, and exclusions apply. Please read all documentation carefully.
What Does Travel Insurance Cover?
Travel insurance provides comprehensive protection for your trips and holidays. The exact coverage depends on your policy, but may include:
Medical Expenses
Cover for emergency medical treatment, hospital stays, and emergency dental treatment while travelling abroad. Typically includes repatriation to the UK.
Trip Cancellation
Reimbursement of pre-paid trip costs if you need to cancel before departure due to covered reasons such as illness, injury, or bereavement.
Baggage & Belongings
Protection for lost, stolen, or damaged luggage and personal belongings during your trip.
Personal Liability
Cover if you accidentally injure someone or damage their property while travelling. Typically covers up to £1m in liability.
Travel Delay
Reimbursement for accommodation and meal costs if your outbound flight is delayed by a specified number of hours.
Missed Connection
Cover for additional accommodation and travel costs if you miss a connecting flight due to a delay of your inbound flight.
Emergency Assistance
24/7 emergency support including emergency medical evacuation, repatriation, and emergency travel arrangements.
Winter Sports Cover
Optional cover for winter sports activities and equipment, including ski hire and lift pass cover.
Adventure Activities
Optional cover for adventure sports and activities such as hiking, water sports, and mountain activities.
Why Choose Focus Insurance?
As an independent broker, we work for you – not the insurers. Our expertise ensures you get the right cover at the right price.
Comprehensive Coverage
Protection for medical emergencies, trip cancellation, baggage, and personal liability worldwide.
Expert Advice
Personal guidance to ensure you have appropriate cover for your specific trip and activities.
24/7 Emergency Support
Round-the-clock emergency assistance and support while travelling anywhere in the world.
Flexible Options
Customisable policies for single trips, annual cover, or business travel with optional activity covers.
Is This Cover Right for You?
This insurance is designed for property owners and investors who need comprehensive protection. It may be suitable if you:
- Holiday makers travelling abroad for leisure
- Business travellers requiring trip protection
- Families taking holidays and group trips
- Adventure travellers and backpackers
- Winter sports enthusiasts and skiers
- Senior travellers requiring enhanced medical cover
What We'll Need for Your Quote
- 1Destination country or countries
- 2Trip start and end dates
- 3Number of travellers and ages
- 4Type of trip (leisure, business, adventure, etc.)
- 5Any planned activities or sports
- 6Pre-existing medical conditions (if applicable)
- 7Previous travel insurance history
- 8Whether annual or single trip cover is needed
- 9Any special requirements or concerns
Common Questions
Quick answers to frequently asked questions about this insurance
Frequently Asked Questions
Do I need travel insurance for trips within the UK?
What's covered under medical expenses?
Can I get annual travel insurance?
Is winter sports covered?
What if I need to cancel my trip?
What should I do if I need emergency assistance while travelling?
Ready to Discuss Your Insurance Needs?
Our experienced team is here to help. Get in touch for a no-obligation conversation about your requirements.
Monday – Friday, 9:00am – 5:00pm