Stay & Play
Drop-in parent & child sessions
Baby Groups
Newborn to 12-month sessions
Toddler Groups
Walking age to preschool
Sensory Play
Structured sensory activities
What's Covered
Insurance designed for community groups where parents attend with their children, covering the specific risks your sessions face.
Employers' Liability
Up to £10M cover for claims from paid staff or volunteers injured while helping run your group sessions.
Public & Products Liability
Up to £5M protection for claims from parents, children, or visitors arising from your group activities.
Treatment Liability
Cover for claims arising from first aid administered to children or parents during your sessions.
Contents & Equipment
Protection for toys, play mats, sensory equipment, baby bouncers, and other group resources.
Hirers Liability
Cover for damage to hired venues such as church halls, community centres, and leisure facilities.
Personal Accident
Cover for organisers and volunteers who suffer accidental injury during group sessions or set-up.
Money Cover
Protection for session fees, membership subscriptions, and fundraising proceeds held on premises.
Legal Expenses
Up to £100K for legal costs including disputes with venues, suppliers, or regulatory bodies.
Trustee Indemnity
Optional cover for committee members and trustees against personal liability for group decisions.
Affordable Community Group Cover
Parent and toddler groups are the backbone of local communities. We understand you're often volunteer-run with tight budgets. Our team arranges cover that meets venue requirements and protects your organisers without breaking the bank.
- Affordable cover designed for community-run and volunteer-led groups
- Protection for sessions at hired venues including church and village halls
- Cover for both paid staff and unpaid volunteers
- Hirers liability to satisfy venue requirements
- Competitive premiums reflecting the low-risk nature of parent-attended groups
- Dedicated support from brokers who understand community organisations
Quick Quote Checklist
Have these details ready when you call for a faster quote:
- Type of group (stay & play, baby group, etc.)
- Average number of families per session
- Number of organisers and volunteers
- Venue details and any hire agreements
- Activities offered during sessions
- Current insurance details (if any)