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Focus Insurance Services
Children engaged in creative activities
Childcare & Community Insurance

Children's Activities Insurance

Tailored insurance for activity centres, workshops, and clubs providing arts, drama, music, and educational activities for children. Cover that lets you focus on inspiring young minds.

Arts & Crafts

Creative workshops & studios

Drama & Dance

Performance & movement classes

Music Lessons

Instrument & vocal tuition

STEM Clubs

Science & technology sessions

Comprehensive Protection

What's Covered

Insurance designed for the specific risks of running children's activity sessions, from creative workshops to educational programmes.

Employers' Liability

Up to £10M cover for claims from instructors, assistants, and volunteers injured during activity sessions.

Public & Products Liability

Up to £5M protection for claims from children, parents, or visitors arising from your organised activities.

Treatment Liability

Cover for claims arising from first aid or medical treatment administered during your activity sessions.

Professional Indemnity

Up to £500K for claims relating to instruction, tuition, or supervision provided during activities.

Contents & Equipment

Protection for art supplies, musical instruments, costumes, props, and specialist activity equipment.

Personal Accident

Cover for instructors and staff who suffer accidental injury during activity sessions or events.

Business Interruption

Income protection if sessions cannot run due to an insured event affecting your venue or equipment.

Legal Expenses

Up to £100K for legal costs including employment disputes, contract issues, and regulatory proceedings.

Cyber Insurance

Optional cover for data breaches affecting children's records, booking systems, and parent contact details.

Why Focus Insurance

Specialist Activity Provider Brokers

Running children's activities carries unique risks—from paint-stained carpets to performance injuries. We arrange cover that addresses the real-world challenges activity providers face, with premiums that reflect your actual risk profile.

  • Cover for a wide range of children's activity types and settings
  • Protection for sessions at multiple venues including hired halls
  • Cover for children from toddlers through to teenagers
  • Equipment and materials cover for specialist activity resources
  • Competitive premiums through specialist activity insurance markets
  • Dedicated support from brokers who understand activity providers

Quick Quote Checklist

Have these details ready when you call for a faster quote:

  • Types of activities you provide
  • Age range of children attending
  • Number of instructors and assistants
  • Venues used and whether you hire or own
  • Maximum children per session
  • Current insurance details and renewal date

Ready to Discuss Your Activity Insurance?

Our specialists are ready to review your requirements and find cover suited to your activity provision.

Lines open Monday to Friday, 9:00am – 5:00pm