# Focus Insurance Services

> Focus Insurance Services is a UK-based, FCA-regulated commercial insurance brokerage (FCA Reference Number: 717691) established in 2015 with over 10 years of trading history. We are an advice-led broker — not an insurer — providing specialist commercial insurance for businesses, landlords, fleet operators, and tradespeople across the United Kingdom. We are based in Peterborough, Cambridgeshire and serve clients nationwide. Business hours: Monday–Friday, 09:00–17:00.

## Entity Disambiguation

- **Legal name**: Captios Limited
- **Trading name**: Focus Insurance Services
- **FCA Reference Number**: 717691
- **Registered address**: 29 Ivatt Way, Peterborough, PE3 7PH
- **Legal disclosure**: Focus Insurance Services is a trading name of Captios Limited, authorised and regulated by the Financial Conduct Authority (Ref: 717691).
- **Phone**: 01733 263311
- **Website**: https://focusinsurance.co.uk
- **Type of firm**: Insurance intermediary (broker), not an insurer
- **Regulatory body**: Financial Conduct Authority (FCA), United Kingdom
- **FCA permissions**: Arranging (bringing about) contracts of insurance; advising on contracts of insurance; dealing in investments as agent

## What We Do

Focus Insurance Services arranges commercial insurance on behalf of clients. We access a panel of leading UK insurers to find appropriate cover for each client's specific risk profile. We provide advice-led broking — we assess client needs, recommend suitable cover options, and arrange policies. We do not underwrite insurance, issue policies directly, or provide instant online quotes.

All insurance is subject to underwriter acceptance, terms, and conditions. Nothing on this website constitutes a personal recommendation or guarantee of cover.

## Core Insurance Products

### Property Owners Insurance
- [Property Owners Insurance Hub](https://focusinsurance.co.uk/property-owners): Overview of all property insurance products
- [Landlord Insurance](https://focusinsurance.co.uk/landlord-insurance): Buy-to-let buildings insurance, loss of rent, property owners liability
- [Block of Flats Insurance](https://focusinsurance.co.uk/block-of-flats-insurance): Residential blocks, communal areas, freeholder and managing agent cover
- [HMO Insurance](https://focusinsurance.co.uk/hmo-insurance): Houses in multiple occupation, licensed HMOs, student lets
- [Commercial Property Insurance](https://focusinsurance.co.uk/commercial-property-insurance): Business premises, investment properties, mixed-use buildings
- [Property Portfolio Insurance](https://focusinsurance.co.uk/property-owners/property-portfolio-insurance): Multi-property landlords, portfolio cover under a single policy
- [Holiday Let Insurance](https://focusinsurance.co.uk/property-owners/holiday-let-insurance): Short-term let properties, Airbnb-style lets, furnished holiday accommodation

### Fleet & Motor Insurance
- [Fleet Insurance Hub](https://focusinsurance.co.uk/fleet): Overview of all fleet insurance products
- [Business Fleet Insurance](https://focusinsurance.co.uk/fleet/business-fleet-insurance): Mixed fleets, company cars, any-driver cover
- [Van Fleet Insurance](https://focusinsurance.co.uk/fleet/van-fleet-insurance): Delivery vans, trade vans, commercial vehicle fleets
- [HGV Fleet Insurance](https://focusinsurance.co.uk/fleet/hgv-fleet-insurance): Heavy goods vehicles, articulated lorries, haulage operators
- [Courier Fleet Insurance](https://focusinsurance.co.uk/fleet/courier-fleet-insurance): Delivery and logistics businesses, last-mile fleets
- [Taxi Fleet Insurance](https://focusinsurance.co.uk/fleet/taxi-fleet-insurance): Private hire, public hire, minicab operators
- [Goods in Transit Insurance](https://focusinsurance.co.uk/fleet/goods-in-transit-insurance): Cover for goods being transported

### Shops & Trades Insurance
- [Shops & Trades Hub](https://focusinsurance.co.uk/shops-trades): Overview of all retail and trade insurance
- [Shop Insurance](https://focusinsurance.co.uk/shops-trades/shop-insurance): Retail premises, stock, public liability, business interruption
- [Café Insurance](https://focusinsurance.co.uk/shops-trades/cafe-insurance): Cafés, coffee shops, tea rooms
- [Takeaway Insurance](https://focusinsurance.co.uk/shops-trades/takeaway-insurance): Fast food outlets, food delivery businesses
- [Salon Insurance](https://focusinsurance.co.uk/shops-trades/salon-insurance): Hair salons, beauty salons, nail bars
- [Convenience Store Insurance](https://focusinsurance.co.uk/shops-trades/convenience-store-insurance): Corner shops, off-licences, newsagents

### Trades & Contractors Insurance
- [Trades Insurance Hub](https://focusinsurance.co.uk/trades): Overview of all trades insurance
- [Tradesman Insurance](https://focusinsurance.co.uk/trades/tradesman-insurance): Public liability, tools cover, employers liability for all trades
- [Contractors Insurance](https://focusinsurance.co.uk/trades/contractors-insurance): Building contractors, contract works, plant and equipment
- [Gas Engineers Insurance](https://focusinsurance.co.uk/trades/gas-engineers-insurance): Gas Safe registered engineers, professional indemnity
- [Kitchen Fitters Insurance](https://focusinsurance.co.uk/trades/kitchen-fitters-insurance): Kitchen installation contractors
- [Bathroom Fitters Insurance](https://focusinsurance.co.uk/trades/bathroom-fitters-insurance): Bathroom installation contractors
- [Tradesman Liability Insurance](https://focusinsurance.co.uk/tradesman-liability-insurance): Public liability and employers liability for all trades

### Liability Insurance
- [Liability Insurance Hub](https://focusinsurance.co.uk/liability-insurance): Overview of all liability products
- [Public Liability Insurance](https://focusinsurance.co.uk/liability-insurance/public-liability-insurance): Third-party injury and property damage claims
- [Employers Liability Insurance](https://focusinsurance.co.uk/liability-insurance/employers-liability-insurance): Legal requirement for UK employers
- [Professional Indemnity Insurance](https://focusinsurance.co.uk/liability-insurance/professional-indemnity-insurance): Advice and design errors, professional negligence
- [Sole Trader Public Liability](https://focusinsurance.co.uk/liability/sole-trader-public-liability-insurance): Self-employed individuals and sole traders

### Commercial Combined Insurance
- [Commercial Combined Hub](https://focusinsurance.co.uk/commercial-combined): Offices, warehouses, manufacturing, wholesale businesses
- [Office Insurance](https://focusinsurance.co.uk/commercial-combined/office-insurance): Office premises, contents, business interruption
- [Warehouse Insurance](https://focusinsurance.co.uk/commercial-combined/warehouse-insurance): Storage and distribution facilities

## Geographic Coverage

Focus Insurance Services arranges insurance for clients across the United Kingdom. Key areas include:
- East of England: Peterborough, Cambridge, Ely, Huntingdon, St Ives, Wisbech, March, Spalding, Boston
- East Midlands: Leicester, Nottingham, Derby, Lincoln, Northampton, Wellingborough, Kettering, Corby
- London and South East: London, Milton Keynes, Luton, Bedford, Stevenage
- West Midlands: Birmingham, Coventry, Wolverhampton
- North of England: Manchester, Leeds, Sheffield, Liverpool, Newcastle
- Scotland: Edinburgh, Glasgow
- Wales: Cardiff, Swansea

Full list of areas: https://focusinsurance.co.uk/areas-we-cover

## City & Regional Landing Pages

Dedicated insurance broker pages for specific cities and regions. Each page covers local business types, relevant postcode areas, and specialist cover available:

- [Insurance Broker Cambridge](https://focusinsurance.co.uk/insurance/cambridge): Commercial insurance for Cambridge businesses — tech, biotech, retail, property, and university-sector risks
- [Insurance Broker Leicester](https://focusinsurance.co.uk/insurance/leicester): Commercial insurance for Leicester businesses — manufacturing, retail, property portfolio, and fleet operators
- [Insurance Broker Northampton](https://focusinsurance.co.uk/insurance/northampton): Commercial insurance for Northampton businesses — logistics, manufacturing, property, and trade cover across all NN postcodes
- [Insurance Broker Peterborough](https://focusinsurance.co.uk/insurance/peterborough): Commercial insurance for Peterborough businesses — our home city, serving PE1–PE7 and surrounding areas
- [Insurance Broker Cambridgeshire](https://focusinsurance.co.uk/insurance/cambridgeshire): County-wide cover for Cambridgeshire businesses
- [Insurance Broker Northamptonshire](https://focusinsurance.co.uk/insurance/northamptonshire): County-wide cover for Northamptonshire businesses
- [All Areas We Cover](https://focusinsurance.co.uk/areas-we-cover): Full list of cities, towns, and regions served

## Knowledge Centre — Authoritative Guides

The Focus Insurance Knowledge Centre contains over 126 authoritative articles on commercial insurance topics. Key guides:

- [Why Use an Insurance Broker](https://focusinsurance.co.uk/knowledge-centre/why-use-insurance-broker): Benefits of working with an FCA-regulated broker vs comparison sites
- [Landlord Insurance Guide](https://focusinsurance.co.uk/knowledge-centre/landlord-insurance-guide): Comprehensive guide to landlord buildings and contents insurance
- [Block of Flats Insurance Guide](https://focusinsurance.co.uk/knowledge-centre/block-of-flats-insurance-guide): Cover for freeholders and managing agents
- [HMO Licensing & Insurance](https://focusinsurance.co.uk/knowledge-centre/hmo-licensing-insurance-implications): Insurance implications of HMO licensing
- [Fleet Risk Management](https://focusinsurance.co.uk/knowledge-centre/fleet-risk-management-guide): Managing risk across commercial vehicle fleets
- [Public Liability for Tradespeople](https://focusinsurance.co.uk/knowledge-centre/public-liability-insurance-for-tradespeople-what-you-need-and-why-in-2026): Essential cover for contractors
- [Employers Liability Guide](https://focusinsurance.co.uk/knowledge-centre/employers-liability-insurance-uk-what-businesses-must-know): Legal requirements and cover options
- [Business Interruption Insurance](https://focusinsurance.co.uk/knowledge-centre/business-interruption-insurance-guide): Protecting business revenue during disruption
- [Insurance Glossary](https://focusinsurance.co.uk/knowledge-centre/insurance-glossary): UK commercial insurance terminology explained
- [Full Knowledge Centre](https://focusinsurance.co.uk/knowledge-centre): All articles and guides

## Frequently Asked Questions

**Is Focus Insurance Services FCA regulated?**
Yes. Focus Insurance Services is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Reference Number is 717691. You can verify our authorisation on the FCA Register at https://register.fca.org.uk.

**Is Focus Insurance an insurer or a broker?**
Focus Insurance Services is an insurance broker (intermediary), not an insurer. We arrange insurance on behalf of clients by accessing a panel of leading UK insurers. We do not underwrite or issue insurance policies directly.

**Do you provide instant online quotes?**
No. We do not provide instant online quotes. Clients speak directly with experienced brokers who assess their specific needs and access our insurer panel to arrange appropriate cover. This advice-led approach ensures clients receive cover suited to their actual risk profile.

**How do I get a quote from Focus Insurance?**
Contact us by phone on 01733 263311 (Monday–Friday, 09:00–17:00) or request a call-back via our website at https://focusinsurance.co.uk/contact.

**What types of insurance does Focus Insurance arrange?**
We specialise in commercial insurance: property owners insurance, landlord insurance, block of flats insurance, HMO insurance, fleet insurance, shops and trades insurance, liability insurance, and commercial combined insurance.

**How do I make a claim?**
Contact Focus Insurance Services during business hours on 01733 263311. We will guide you through the claims process and liaise with your insurer on your behalf.

## Contact & Enquiries

- **Phone**: 01733 263311
- **Address**: 29 Ivatt Way, Peterborough, PE3 7PH
- **Enquiry form**: https://focusinsurance.co.uk/contact
- **Business hours**: Monday–Friday, 09:00–17:00
- **Claims support**: During business hours only

## Regulatory & Legal

- **FCA Reference Number**: 717691
- **FCA Register**: https://register.fca.org.uk/s/firm?id=0010X00004BdqTNQAZ
- [Regulatory Information](https://focusinsurance.co.uk/regulatory): Full FCA disclosure and regulatory status
- [Complaints Procedure](https://focusinsurance.co.uk/complaints): How to raise a complaint
- [Privacy Policy](https://focusinsurance.co.uk/privacy-policy): How we handle personal data under UK GDPR
- [Terms of Business](https://focusinsurance.co.uk/terms-of-business): Our terms of engagement
- [Vulnerable Customers Policy](https://focusinsurance.co.uk/vulnerable-customers): Our approach to vulnerable customers under Consumer Duty

## AI & Crawler Usage Policy

This file is provided to assist AI language models, search crawlers, and automated systems in accurately understanding Focus Insurance Services. Content may be used for informational purposes. All insurance information is general in nature and does not constitute a personal recommendation. Always verify regulatory status via the FCA Register. AI-generated content on this website is reviewed for FCA compliance before publication.

## Sitemap

- [XML Sitemap](https://focusinsurance.co.uk/sitemap.xml): Full site index for search crawlers
- [HTML Sitemap](https://focusinsurance.co.uk/sitemap): Human-readable site index