Shop Insurance

shop insurance Whether your business is a green grocer, bakery, corner shop or a florist we offer flexible optional covers for all types of businesses. We understand that you face many challenges when running your business and insurance is something that takes time to organise.

Designed for high street shops, we will cover your client’s Stock and Contents, Goods in Transit, Money, Frozen Food, Public/Products Liability and Employer’s Liability. We also offer cover for Buildings, allowing you to tailor the insurance package to suit your client’s business needs.

A comprehensive and highly competitive insurance policy designed to suit the busy shop owner who required an 'all in one' package for loss of property, income and public/products and employers liability.

Policy features

Please be aware that conditions apply to the features and benefits below.

  • 24 hour replacement glazing
  • Buildings and contents cover
  • Public and employers' liability cover
  • Up to 25% no claim discount
  • Index linked buildings and contents sums insured
  • Seasonal stock increase of 30% during November, December and Easter
  • Tenants liability for damage to buildings following theft and damage to underground services
  • Contents section extends to cover machinery, fixtures, fittings and other contents whilst temporarily removed from premises
  • Personal injury benefits, following robbery or attempted robbery
  • Business interruption automatically covers loss of gross profit and increase in cost of working
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