Commercial Property Insurance

Commercial Property InsuranceThis product has been designed to cover all types of commercial property owners including single properties and portfolios.

Commercial Premises

  • Commercial Premises with elements of Residential within the building (shops or offices with flats above)
  • Buildings up to £1 Million (higher sums on referral)
  • Unoccupied Commercial Element / Residential or 100% Unoccupied
  • Full Perils cover for unoccupied element
  • Non-Standard Construction types
  • £100.00 Excess include Escape of Water

Non-Standard Risk Types

  • Persons with Criminal Convictions
  • Persons made Bankrupt
  • Adverse Claims History
  • Property with a history of Subsidence
  • Property with a history of Tree Root Damage
  • Property not meeting security requirements
  • Listed Buildings
  • 100% Wood
  • 100% Flat or Felt Roof
  • Non-Standard Construction Types

Quotes can be provided for the following types of properties:-

  • Hotels & Guesthouses
  • Leisure
  • Manufacturers & Processors
  • Offices
  • Place of Worship
  • Pubs, Wine Bars & Social/Sports Clubs
  • Restaurants, Cafes & Takeaways
  • Shops & Retail Premises
  • Surgeries
  • Wholesalers & Distributors
  • Unoccupied Premises
  • Multiple Occupancy

Other - For those risks that do not fall within the above types of properties

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